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SUMMARY· 3 years experience in sickness, accident, and life insurance
marketing, sales, and customer service · 16 years progressive experience in finance: provided financial
and tax advice to individuals and businesses · Senior management skills: experienced in value-chain analysis
to achieve cash savings and efficiency · Strategic-thinker: experienced in gap analyses of management
preferences, organization and resources · Proven team player for 22 years: performed functional tasks to
implement strategic plans EMPLOYMENT HISTORYINDUSTRYDATESSickness, Accident, and Life Insurance Agent (Broker & CEO) Insurance, Savings & Retirement 2005 – Present Marketing / Sales / Customer Service for Personal & Business Insurance: ·
Life, critical illness, disability insurance for funding buy/sell
agreements and for succession planning (wealth management) ·
Key-man insurance to facilitate business loans from banks ·
Company Benefits: dental, health, vision insurance, and P.H.S.P. (Private
Health Services Plan) ·
Lowered 95% of my clients’ cost of insurance by (up to) 96% of their
original insurance costs ·
Financial, retirement and estate planning ·
R.E.S.P., Locked-In R.R.S.P. (for retiring allowances), and L.I.R.A. ·
Pension (Annuity) and R.R.I.F. Accountant (Part-Time) Public Practice 2005
– Present ·
Bookkeeping ·
Assist in financial statement compilation to complete T2 Tax Preparation (On-Call Contract) Public Practice 2005
– 2005 ·
Assist one of the partners in completing over 400 T1s Sickness,
Accident, and Life Insurance Agent (Sole Proprietor) Insurance, Savings & Retirement 2003 – 2005 Marketing / Sales / Customer Service: ·
Within 6 months, taught insurance to agents (who’ve been in the business for
25+ years) ·
Analyzed and reported to client that existing R.E.S.P. guaranteed to lose
money upon inception ·
Analyzed and reported on clients’ options about transferring their
employer’s cancelled pension plans Controller
/ Investor
Relations Real Estate Investment 2002 – 2002 Accounting
/
Financial: ·
Identified a potential risk exposure of $250 million (50% of mortgages)
due to wording in legal documents ·
Re-engineered accounting and reporting system for 88 companies to manage
145 bank accounts ·
Worked with tax and real estate lawyers, external accountants, and
bankers to reconcile accounting records ·
Created templates to improve efficiency in Administration, Payroll, and
Information Systems Investor
Relations: ·
Prepared financial analyses and PowerPoint presentations for
President’s speech to 5,000 investors in 18 annual meetings ·
Answered investors and financial planners’ questions regarding real
estate projects and tax consequences ·
Collaborated with property managers to administer investors’ cash
dividend Accountant
to Treasurer Factoring & Capital Asset Finance 1996 – 2002 Accounting
/
Financial: ·
Successfully helped the President and tax lawyer reduce tax liability
from $250,000 to $0 ·
Created $75,000 cash savings by recommending and implementing new
accounting procedure ·
Shortened month-end by 10
days through work-flow analysis ·
Discovered industry standard software incorrectly amortized and
programmed MS Excel to replace it Customer
Relations: ·
Increased cash availability for 6 corporations and lowered interest
expense by convincing senior management to use a conventional line of credit
instead of securitization and bridge financing ·
Convinced shareholders that dividend policy was inconsistent with
ineffective marketing program ·
Reported in a timely manner, the ratios and financial statements for
securitization partners, financiers, managers, and shareholders ·
Reconciled and reported to the government on trust accounts in accordance
with the Debt Collection Act ·
Earned loyalty and respect from accounting team by implementing flextime
and by mentoring Software
Programming: ·
Increased productivity 300% in financial statement analysis by using F9
Financial Publisher to its full potential ·
Shortened consolidation of 7 corporations by 2 days by using advanced
features in MS Excel ·
Eliminated duplication of entry, saved 4 days, and captured more data
elements for asset management by creating a database, using MS Access and MS
Visio Income
Tax Accountant (Part-time Sole Proprietor) Public Practice 1995 – 1996 ·
Gained trust from demanding individuals by consistently listening and
focusing on their best interest ·
Established 35 clients, including 6 businesses, in 2 years through
customer service and referrals ·
Formally reported on succession and other issues that should be addressed
by small business clients ·
Gauged customer satisfaction by creating questionnaires and following up
with improved service ·
Employed staff for long-term bookkeeping project Billing Clerk to Plant Accounting Clerk
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Send mail to chester@DizonGroup.com with
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