This page contains a brief and very general description of the products.
To match the correct product features to your unique financial situation, please
do not hesitate to contact us.
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Terminology
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Description
|
Price
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10 Year Term Renewable & Convertible
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This offers a level premium for 10 years.
After ten years, it can be renewed for another ten years at a higher
premium rate (because the life insured is ten years older). It can
be converted into a permanent plan before a certain (typically
before age 65).
|
This depends on age, sex, amount, and smoking
status at time of issue.
|
| 20 Year Term Renewable & Convertible |
This offers a level premium for 20 years.
After 20 years, it can be renewed for another 20 years at a higher
premium rate (because the life insured is 20 years older). It can
be converted into a permanent plan before a certain (typically
before age 65).
|
This depends on age, sex, amount, and smoking
status at time of issue.
|
| Term 100 |
This offers a level premium until age
100.
|
This depends on age, sex, amount, and smoking
status at time of issue. |
| Participating Whole Life |
This is a "bundled"
hands-off permanent product that attracts dividends.
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This depends on age, sex, amount, and smoking
status at time of issue.
|
| Non-Participating Whole Life |
This is a "bundled"
hands-off permanent product that does not attract dividends.
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This depends on age, sex, amount, and smoking
status at time of issue.
|
| Universal Life |
This offers flexibility
in it's coverage, deposits, and investment options.
|
This depends on age, sex, amount, and smoking
status at 80 at time of issue
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